{"id":4748,"date":"2024-04-11T20:48:54","date_gmt":"2024-04-11T20:48:54","guid":{"rendered":"https:\/\/farmworkermovement-csun.org\/?page_id=4748"},"modified":"2024-05-01T18:22:43","modified_gmt":"2024-05-01T18:22:43","slug":"farm-workers-credit-union","status":"publish","type":"page","link":"https:\/\/farmworkermovement-csun.org\/es\/farm-workers-credit-union\/","title":{"rendered":"Cooperativa de Ahorro y Cr\u00e9dito de Campesinos"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|off|off&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;360deg&#8221; background_color_gradient_stops=&#8221;#000000 0%|rgba(10,10,10,0) 65%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;http:\/\/farmworkermovement-csun.org\/wp-content\/uploads\/2024\/03\/96.01.EC_.N35.B1.10.83.06.jpg&#8221; background_position=&#8221;top_center&#8221; background_vertical_offset=&#8221;31%&#8221; width=&#8221;100%&#8221; min_height=&#8221;39vh&#8221; custom_margin=&#8221;-2px|||||&#8221; custom_padding=&#8221;98px|0px|98px|0px|true|true&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;150px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|700|||||||&#8221; header_font=&#8221;Montserrat|700|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;76px&#8221; custom_margin=&#8221;||-16px||false|false&#8221; custom_padding=&#8221;26px||0px||false|false&#8221; header_font_tablet=&#8221;Montserrat|700|||||||&#8221; header_font_phone=&#8221;Montserrat|700|||||||&#8221; header_font_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221; custom_margin__hover_enabled=&#8221;on|desktop&#8221; custom_margin__hover=&#8221;||-16px||false|false&#8221;]<\/p>\n<h1 class=\"ItemListBreadcrumb-currentItemTitle page-title\" style=\"text-align: center;\"><span>Farm Workers Credit Union<\/span><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;off|on|on&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;360deg&#8221; background_color_gradient_stops=&#8221;#000000 0%|rgba(10,10,10,0) 65%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;http:\/\/farmworkermovement-csun.org\/wp-content\/uploads\/2024\/03\/96.01.EC_.N35.B1.10.83.06.jpg&#8221; background_position=&#8221;top_center&#8221; background_vertical_offset=&#8221;35%&#8221; width=&#8221;100%&#8221; min_height=&#8221;39vh&#8221; custom_margin=&#8221;-2px|||||&#8221; custom_padding=&#8221;98px|0px|98px|0px|true|true&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;85px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|700|||||||&#8221; header_font=&#8221;|700|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;40px&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;75px||||false|false&#8221; header_font_tablet=&#8221;Roboto Slab|700|||||||&#8221; header_font_phone=&#8221;Montserrat|700|||||||&#8221; header_font_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 class=\"ItemListBreadcrumb-currentItemTitle page-title\" style=\"text-align: center;\"><span>Farm Workers Credit Union<\/span><span><\/span><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; min_height=&#8221;388.8px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_3,2_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;12px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.6em&#8221; link_option_url=&#8221;https:\/\/cdm17169.contentdm.oclc.org\/digital\/collection\/FMC\/id\/1366\/&#8221; link_option_url_new_window=&#8221;on&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><span style=\"color: #999999;\"><em>Julio and Fina Hern\u00e1ndez talking with others at the credit union office, Delano, 1966. Photo by Emmon Clarke<\/em><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">Established in 1963, the Farm Workers Credit Union (FWCU), was an entirely new program that rose out of the Farm Workers Association (FWA). C\u00e9sar Ch\u00e1vez was confident that all cooperatives and credit unions could empower people. The idea for a credit union was born out of his and his wife Helen\u2019s experiences with the Community Service Organization. C\u00e9sar\u2019s brother Richard Ch\u00e1vez had learned to build houses, building himself one. C\u00e9sar used Richard\u2019s home as collateral, securing $3,500 to help start the credit union; there were already 7 members and $35 in savings.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The FWCU provided farmworkers with services that they may not have otherwise had access to a safe place to store their money and for a one-time payment of 25 cents, an account where they were not charged membership or late fees, and access to small, low-interest personal loans for medical bills, auto repairs, household appliances, weddings, funerals, etc. Furthermore, farmworkers had access to life insurance, to loan protections in the event of a premature death or loss of employment, and compensation to beneficiaries.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ultimately, the FWCU proved successful, due to the efforts of people like Helen Ch\u00e1vez, who was its manager, and of Julio Hern\u00e1ndez, who served as its president. By 1969, six years after its founding and three years into the Delano Grape Strike, the FWCU boasted that it had loaned $183,000 to 874 members.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_slider _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_slide image=&#8221;http:\/\/farmworkermovement-csun.org\/wp-content\/uploads\/2024\/03\/96.01.EC_.N35.B1.08.68.03.jpg&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;46px&#8221; background_color=&#8221;#D22030&#8243; background_enable_color=&#8221;on&#8221; background_enable_image=&#8221;off&#8221; link_option_url=&#8221;https:\/\/cdm17169.contentdm.oclc.org\/digital\/collection\/FMC\/id\/1159\/&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221;]<\/p>\n<h6>Helen Ch\u00e1vez being interviewed by Sam Kushner, Delano, 1967<\/h6>\n<p>Helen Ch\u00e1vez opens an accounting book during an interview. She was the manager of the Farm Workers Credit Union. Delano, California, 1967. Photo by Emmon Clarke<\/p>\n<p>[\/et_pb_slide][et_pb_slide image=&#8221;http:\/\/farmworkermovement-csun.org\/wp-content\/uploads\/2024\/03\/17.41.JK_.N35.B9.10.05.04A_Richard_Chavez-scaled.jpg&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;46px&#8221; background_color=&#8221;#D22030&#8243; background_enable_color=&#8221;on&#8221; background_enable_image=&#8221;off&#8221; link_option_url=&#8221;https:\/\/cdm17169.contentdm.oclc.org\/digital\/collection\/FMC\/id\/3184\/&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221;]<\/p>\n<h6>Richard Ch\u00e1vez, Delano, California, 1968<\/h6>\n<p>Richard Ch\u00e1vez, Delano, California, 1968. Photo by John Kouns<\/p>\n<p>[\/et_pb_slide][\/et_pb_fullwidth_slider][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#D8D2C4&#8243; min_height=&#8221;530px&#8221; custom_margin=&#8221;-1px|||||&#8221; custom_padding=&#8221;0px|||||&#8221; global_module=&#8221;70&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;http:\/\/farmworkermovement-csun.org\/wp-content\/uploads\/2023\/07\/footer_logos.png&#8221; title_text=&#8221;footer_logos&#8221; url=&#8221;https:\/\/www.csun.edu\/bradley-center&#8221; url_new_window=&#8221;on&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_image src=&#8221;http:\/\/farmworkermovement-csun.org\/wp-content\/uploads\/2023\/07\/NEH-Preferred-Seal.png&#8221; alt=&#8221;NEH-Preferred-Seal-logo&#8221; title_text=&#8221;NEH-Preferred-Seal&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span class=\"fn org\" style=\"color: #000000;\">Tom &amp; Ethel Bradley Center<br \/>California State University, Northridge<\/span><br \/><span class=\"street-address\" style=\"color: #000000;\">18111 Nordhoff Street, Northridge, CA 91330<\/span><br \/><span class=\"tel\">Phone:\u00a0<a class=\"value\" href=\"tel:+18186771200\">(818) 677-1200<\/a><\/span>\u00a0\/\u00a0<span class=\"contact-us\"><a href=\"https:\/\/www.csun.edu\/contact\">Contact Us<\/a><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><a href=\"https:\/\/www.csun.edu\/emergency\/\">Emergency Information<\/a><\/p>\n<p><a href=\"https:\/\/www.csun.edu\/afvp\/university-policies-procedures\/\">University Policies &amp; Procedures<\/a><\/p>\n<p><a href=\"https:\/\/www.csun.edu\/eqd\/title-ix-gender-equity-and-sexual-misconduct\">Title<span>\u00a0<\/span><abbr title=\"nine\">IX<\/abbr><\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><a href=\"https:\/\/www.csun.edu\/sites\/default\/files\/900-12.pdf\">Terms and Conditions for Use<\/a><\/p>\n<p><a href=\"https:\/\/www.csun.edu\/it\/privacy\">Privacy Policy<\/a><\/p>\n<p><a href=\"https:\/\/www.csun.edu\/it\/document-viewers\">Document Reader<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Farm Workers Credit UnionFarm Workers Credit UnionJulio and Fina Hern\u00e1ndez talking with others at the credit union office, Delano, 1966. Photo by Emmon ClarkeEstablished in 1963, the Farm Workers Credit Union (FWCU), was an entirely new program that rose out of the Farm Workers Association (FWA). C\u00e9sar Ch\u00e1vez was confident that all cooperatives and credit [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-4748","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/farmworkermovement-csun.org\/es\/wp-json\/wp\/v2\/pages\/4748","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/farmworkermovement-csun.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/farmworkermovement-csun.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/farmworkermovement-csun.org\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/farmworkermovement-csun.org\/es\/wp-json\/wp\/v2\/comments?post=4748"}],"version-history":[{"count":7,"href":"https:\/\/farmworkermovement-csun.org\/es\/wp-json\/wp\/v2\/pages\/4748\/revisions"}],"predecessor-version":[{"id":5790,"href":"https:\/\/farmworkermovement-csun.org\/es\/wp-json\/wp\/v2\/pages\/4748\/revisions\/5790"}],"wp:attachment":[{"href":"https:\/\/farmworkermovement-csun.org\/es\/wp-json\/wp\/v2\/media?parent=4748"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}